Privacy Policy

MCC collects only the information needed to administer our business and to provide Members with our products and services. We will not give, sell, share or rent this information to others, except as disclosed in this statement.
 

A Receiver of services may choose to provide the information requested on an application form that may be electronic or paper. A Receiver will be asked to provide profile information, which may include information on contacts, business name, principal's name, bank accounts, addresses, URL's, telephone numbers, and email addresses. This information is used to contact the Receiver about the services and to set the Receiver up for the requested services. MCC will not give, sell, share or rent this information to others. MCC, may however, validate this information, or request additional information from third parties, to assist us in underwriting the Receiver. Information obtained from third parties is kept confidential under the terms of the agreements with those third parties.
 

All data access is based on a need-to-know basis. The secure protected area of our Web services site(s) may allow our Members, using a unique username and password, to access account information and transaction reporting, and to initiate or process transactions directly from the Web site, depending on their entitlements and account setup. Only employees who need information to perform a specific job (such as our customer service representatives) are granted access to personally identifiable information. Every quarter, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and the steps they should take to protect our members information.
 

When we partner with another party to provide specific services, and a customer signs up for those services, we share only the contact information that is necessary for the third party to provide such services. Third parties are not authorized to use personally identifiable information except for the purpose of providing those services.
 

Some of our Web sites may contain links to other sites. MCC is not responsible for the privacy practices of such other sites. We encourage our users to be aware that they are leaving our site and to read the privacy statements of each Web site that collects personally identifiable information. This privacy statement applies solely to information collected by MCC through the MCC Web sites.
 

MCC is committed to using state-of-the-art technology, methodology, and services to protect Members, consumers and MCC itself from credit risks, fraud and operational compromise. In addition to collecting and archiving application and transaction data from members and consumers, MCC also retrieves supplemental data from third parties to facilitate credit and operational decisions and monitoring. These third parties may include national and regional consumer and business credit bureaus, check verification services, address verification services and other third party transaction processors. Once the information is retrieved from third parties, it is archived in a secure environment. This data may be used to build proprietary databases or to develop statistically based credit, fraud or marketing models.